Choice of Forum - North Carolina
August 07, 2008
| Choice of Law | Admission of
Extrinsic Evidence | Insurer
Allocation | Pre-Tender
Fees | Statute of
Limitations | Lex loci contractus
| Facts known or knowable to the insurer
| If one claim is potentially covered, must defend the whole suit | Not recoverable
| 3 Years
| Key Motorsports, Inc. v. Speedvision Network, L.L.C., 40 F. Supp. 2d 344, 346 (M.D.N.C. 1999)
| Waste Mgmt. of Carolinas, Inc. v. Peerless Ins. Co., 340 S.E.2d 374, 377-78 (N.C. 1986) | Hobbs Realty & Constr. Co. v. Scottsdale Ins. Co., 593 S.E.2d 103, 106-07 (N.C. Ct. App. 2004)
| Wm. C. Vick Constr. Co. v. Pennsylvania Nat'l Mut. Cas. Ins. Co., 52 F. Supp. 2d 569, 596 (E.D.N.C. 1999), aff'd, 2000 WL 504197 (4th Cir. Apr. 28, 2000) | (N.C.G.S.A. § 1-52)
|
| Pre-Judgment Interest | Late Notice | Public Policy Bar | Independent Counsel | Atty's Fees/Decl. Relief Action | 8%
| Three-pronged test
| Bar to indemnity and defense | Probably right to independent counsel
| Recoverable only if bad faith denial
| | (N.C.G.S.A. § 24-1) | Liberty Mut. Ins. Co. v. Pennington, 356 N.C. 571, 579-80 (2002) | Shew v. Southern Fire & Casualty Co., 307 N.C. 438, 444 (1983)
| Gardner v. North Carolina State Bar, 341 S.E.2d 517 (N.C. 1986); Nationwide Mut. Ins. Co. v. Public Serv. Co., 435 S.E.2d 561 (N.C. Ct. App. 1993) | Collins v. Hartford Acc. & Indem. Co., 481 S.E.2d 96 (N.C. Ct. App. 1997) |
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