Choice of Forum - South Carolina
August 07, 2008
| Choice of Law | Admission of
Extrinsic Evidence | Insurer
Allocation | Pre-Tender
Fees | Statute of
Limitations | Where the insurance policy covers risks located within South Carolina, the law of South Carolina will be applied
| Facts set forth in the pleadings alone
| If one claim is potentially covered, must defend entire suit | Not addressed
| 3 Years
| Sangamo Weston, Inc. v. National Sur. Corp., 414 S.E.2d 127, 130 (S.C. 1992)
| State Farm Fire & Cas. Co. v. Barrett, 530 S.E.2d 132, 136-37 (S.C. Ct. App. 2000) | Town of Duncan v. State Budget & Control Board Div. of Ins. Services, 482 S.E.2d 768, 774 (S.C. Ct. App. 1997) | | (S.C. Code Ann. § 15-3-530)
|
| Pre-Judgment Interest | Late Notice | Public Policy Bar | Independent Counsel | Atty's Fees/Decl. Relief Action | 8.75%
| Notice-Prejudice
| Not a bar to indemnity | Actual, not potential conflict required to secure insurer-funded defense through independent counsel
| Recoverable
| (S.C. Code Ann. § 34-31-20 A)
| Vermont Mut. Ins. Co. v. Singleton by & Through Singleton, 446 S.E.2d 417, 421-22 (S.C. 1994) | Holmes v. McKay, 513 S.E.2d 851, 856 (S.C. Ct. App. 1999)
| Twin City Fire Ins. Co. v. Ben Arnold-Sunbelt Beverage Co. of S.C., 433 F.3d 365, 374 (4th Cir. 2005) | First Fin. Ins. Co. v. Woods, 490 S.E.2d 257 (S.C. 1997) |
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