Choice of Forum - South Dakota
August 07, 2008
| Choice of Law | Admission of
Extrinsic Evidence | Insurer
Allocation | Pre-Tender
Fees | Statute of
Limitations | Lex loci contractus
| Facts available to the insurer
| If one claim is potentially covered, must defend entire suit | Not recoverable
| 6 Years
| Great West Cas. Co. v. Hovaldt, 603 N.W.2d 198, 201 (S.D. 1999)
| Biegler v. American Family Mut. Ins. Co., 621 N.W.2d 592, 599 (S.D. 2001) | Hawkeye Security Ins. Co. v. Clifford, 366 N.W.2d 489, 491 (S.D. 1985)) | Fort Pierre v. United Fire & Cas. Co., 463 N.W.2d 845, 852 ( S.D. 1990) | (S.D. Codified Laws § 15-2-13)
|
| Pre-Judgment Interest | Late Notice | Public Policy Bar | Independent Counsel | Atty's Fees/Decl. Relief Action | 9%
| Notice-Prejudice
| Bar to indemnity and defense | May choose own counsel
| Recoverable if insurer's refusal is vexatious or unreasonable
| (S.D. Codified Laws § 54-3-16)
| Fort Pierre v. United Fire & Cas. Co., 463 N.W.2d 845, 851-52 (S.D. 1990) | St. Paul Fire & Marine Ins. Co. v. Engelmann, 639 N.W.2d 192, 203 (S.D. 2002)
| State Farm Mut. Auto. Ins. Co. v. Armstrong Extinguisher Serv., Inc., 791 F. Supp. 799 (D.S.D. 1992) | S.D. Codified Laws § 58-12-3; Biegler v. American Fam. Mut. Ins. Co., 621 N.W.2d 592 (S.D. 2000) |
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