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Gauntlett & Associates
18400 Von Karman Avenue
Suite 300
Irvine, California 92612

Phone: (949) 553-1010
Fax: (949) 553-2050

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Cases: California

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Infor Global Solutions (Michigan), Inc. v. St. Paul Fire & Marine Ins. Co., U.S.D.C. (N.D. Cal., San Jose Div.), No. 08-02621, Total Call Int'l, Inc. v. Peerless Ins. Co., ___ Cal. Rptr. ___ 3d., 2010 WL 188213 (Cal. Ct. App. Jan. 21, 2010)
January 21, 2010
Infor Global Solutions (Michigan), Inc. v. St. Paul Fire & Marine Ins. Co., U.S.D.C. (N.D. Cal., San Jose Div.), Case No. 08-02621 JW, Total Call Int'l, Inc. v. Peerless Ins. Co., ___ Cal. Rptr. 3d ___, 2010 WL 188213, at *6 (Cal. Ct. App. Jan. 21, 2010) … more >


State of California v. Allstate Insurance Company, 45 Cal. 4th 1008, 90 Cal. Rptr. 3d. 1 (2009)
March 12, 2009

State of California v. Allstate Insurance Company, 45 Cal. 4th 1008, 201 P.3d 1147, 90 Cal. Rptr. 3d 1 (Mar. 9, 2009). Gauntlett & Associates, David A. Gauntlett for United Policyholders, Consumer Federation of America and Center for Community Action & Environment as … more >


State of California v. Continental Ins. Co., 88 Cal. Rptr. 3d 288 (Cal. Ct. App. (4th Dist.) 2009)
January 06, 2009
State of California v. Continental Ins. Co., 88 Cal. Rptr. 3d 288 (Cal. Ct. App. (4th Dist.) 2009) (In case involving cleanup of hazardous waste site, state may recover beyond limits of any one liability insurance policy period.)  David A. Gauntlett and James A. Lowe … more >


E.piphany, Inc. v. St. Paul Fire & Marine Insurance Co., 590 F. Supp. 2d 1244 (N.D. Cal. 2008)
December 16, 2008
E.piphany, Inc. v. St. Paul Fire & Marine Insurance Co., 590 F. Supp. 2d 124 (N.D. Cal. 2008) (The court found a duty to defend where the policyholder asserting claims for tortious interference which the claimant, Sigma, alleged that E.piphany falsely stated that it was … more >


Atlapac Trading Co., Inc. v. American Motorists Ins. Co., 1997 WL 1941512 (C.D. Cal. Sept. 19, 1997)
September 05, 2008
Atlapac Trading Co., Inc. v. American Motorists Ins. Co., No. CV 97-0781 CBM, 1997 WL 1941512, 1997 U.S. Dist. LEXIS 21943  (C.D. Cal. Sept. 19, 1997).  Falsely claimed that a product which combined canola with olive oil was "100% pure olive oil" fell within … more >


Basic Research, LLC adv. Mary Tompkins, No. Civ. S-08-244 LKK/DAD (U.S.D.C. (E.D. Cal.) April 22, 2008)
April 22, 2008
Basic Research, LLC adv. Mary Tompkins, No. Civ. S-08-244 LKK/DAD (U.S.D.C. (E.D. Cal.) April 22, 2008) (false advertising)
… more >


Indian Harbor Ins. Co. v. Hartford Cas. Ins. Co., No. B192829, 2007 WL 2955564 (Cal. Ct. App. (2d Dist.) Oct. 11, 2007)
October 11, 2007
Indian Harbor Ins. Co. v. Hartford Cas. Ins. Co., No. B192829, 2007 WL 2955564 (Cal. Ct. App. (2d Dist.) Oct. 11, 2007) (antitrust/unfair competition; trademark infringement insurance coverage)
… more >


Wilson, Sonsini, Goodrich & Rosati (Rogers, Joseph, O'Donnell & Quinn) adv. Galloway, Superior Ct. of CA, County of Santa Clara (Expert)
January 01, 2007
(Expert) Wilson, Sonsini, Goodrich & Rosati (Rogers, Joseph, O'Donnell & Quinn) adv. Galloway, Superior Ct. of CA, County of Santa Clara, No. 739500 Render opinion on whether failure to tender copyright infringement claim to CGL insurers of client was legal … more >


JTH Tax v. Travelers Indem. Co. of Conn., No. CV-04-3986 (ABC) (JTLx) (C.D. Cal. Jan. 28, 2005)
January 28, 2005
JTH Tax v. Travelers Indem. Co. of Conn., No. CV-04-3986 (ABC) (JTLx) (C.D. Cal. Jan. 28, 2005)
… more >


Norwalk Distributors, Inc. v. One Beacon Ins. Co., No. SA CV 04-533 DOC (U.S.D.C. C.D. Cal. July 13, 2004)
July 13, 2004
Norwalk Distributors, Inc. v. One Beacon Ins. Co., No. SA CV 04-533 DOC (U.S.D.C., C.D. Cal. July 13, 2004) (Denying OneBeacon's request for a continuance under Fed. R. Civ. P. 56(f), the court found that an endorsement which only required assertion against the insured … more >


Estate of Gary W. Parker v. AIG Life Ins., 317 F. Supp. 2d 1167 (C.D. Cal. 2004)
January 01, 2004
Estate of Gary W. Parker v. AIG Life Ins., 317 F. Supp. 2d 1167 (C.D. Cal. 2004) (General Coverage) (The court, finding life insurance benefits due to the Estate of Dr. Gary Parker, who died while on a trip to Cuba on the central highway, found the insurer improperly denied … more >


Hewlett-Packard Co. v. ACE Property & Casualty Co., No. C 99-20207 JW, 2003 WL 22126601 (N.D. Cal. March 4, 2003)
November 23, 2003
Hewlett-Packard Co. v. ACE Property & Casualty Co., No. C 99-20207 JW, 2003 WL 22126601, 2003 U.S. Dist. LEXIS 3586 (N.D. Cal. March 4, 2003) (Order filed Nov. 23, 2003).  In the first post-Hameid case to address the meaning of "advertising," the court … more >


Basic Research, LLC adv. Teachers for Truth in Advertising, Superior Court of Cal., Mariposa County, No. 8395
July 28, 2003
Basic Research, LLC adv. Teachers for Truth in Advertising, Superior Court of Cal., Mariposa County, Case No. 8395 (Order filed July 28, 2003) (False advertising case, only cognizable under Bus. & Prof. Code § 17500 statute, transferred to Utah under forum non … more >


Basic Research, LLC adv. Teachers for Truth in Advertising, No. 8395 (Cal. Super. Ct. July 28, 2003)
July 28, 2003
Basic Research, LLC adv. Teachers for Truth in Advertising, No. 8395 (Cal. Super. Ct. July 28, 2003) (false advertising)
… more >


Hewlett Packard Co. v. Ace Property and Casualty Co., No. C-99-20207 JW, 2003 U.S. Dist. LEXIS 3586 (N.D. Cal. Mar. 4, 2003)
March 04, 2003
Hewlett Packard Co. v. Ace Property and Casualty Co., No. C-99-20207 JW, 2003 U.S. Dist. LEXIS 3586 (N.D. Cal. March 4, 2003) (The court reaffirmed its finding that in an international policy, territory was defined as "worldwide for claim or suit resulting for an … more >


Hameid v. National Fire Ins. of Hartford, 31 Cal. 4th 16 (2003)
January 01, 2003
Hameid v. National Fire Ins. of Hartford, 31 Cal. 4th 16 (2003) (Amicus curiae for United Policyholders) (Limited scope of opinion by persuading Court to add the term "usually" to the definition of "advertising" which provides: "widespread … more >


Anthem Electronics, Inc. v. Pacific Employers Inc. Co., 302 F.3d 1049 (9th Cir. (Cal.) 2002)
January 01, 2002
Anthem Electronics, Inc. v. Pacific Employers Inc. Co., 302 F.3d 1049 (9th Cir. (Cal.) 2002) (Product Liability/"Loss Of Use" "Property Damage") (The court found a duty to defend for alleged defects when products were installed in a third party's … more >


Concept Enterprises, Inc. v. Hartford Ins. Co. of the Midwest, 2001 WL 34050685 (C.D. Cal. May 21, 2001)
May 21, 2001
Concept Enterprises, Inc. v. Hartford Ins. Co. of the Midwest, No. CV 00-7267 NM (JWJx), 2001 WL 34050685, 2001 U.S. Dist. LEXIS 6901 (C.D. Cal. May 21, 2001) (Judge Manella found that there was a duty to defend the trade dress claims where they were asserted in conjunction … more >


Anthem Electronics, Inc. v. Pacific Employers Ins. Co., No. C 97-20296 JW, 2001 U.S. Dist. LEXIS 332 (N.D. Cal. Jan. 10, 2001)
January 10, 2001

Anthem Electronics, Inc. v. Pacific Employers Ins. Co., No. C 97 20296 JW, 2001 U.S. Dist. LEXIS 332 (N.D. Cal. Jan. 10, 2001) (insurance coverage for "loss of use of tangible property that is not physically injured")

… more >


Elcom Hardware, Inc. v. Fireman's Fund Ins. Co., 92 Cal. App. 4th 205 (2001)
January 01, 2001
Elcom Hardware, Inc. v. Fireman's Fund Ins. Co., 92 Cal. App. 4th 205 (2001) (The claimant Penn Fabrication alleged trade dress infringement because El-Com's "marketing" confused customers as to the origin of a speaker unit handle design. Although the words … more >


Fossil, Inc. v. Fireman's Fund Ins. Co., U.S.D.C. Case No. C99-5023 MHP (N.D. Cal. July 12, 2000)
July 12, 2000
Fossil, Inc. v. Fireman's Fund Ins. Co., Case No. C99-5023 MHP (U.S.D.C. N.D. Cal. July 12, 2000) (Judge Patel found claims that Fossil violated under Section 43(a) of the Lanham Act and engaged in unfair competition. The violation was premised on allegations that Fossil … more >


World Manufacturing, Inc. v. CNA, Superior Court of CA, County of Orange, No. CV 642648 (Expert)
January 01, 2000
(Expert) World Manufacturing, Inc. v. CNA, Superior Court of CA, County of Orange, Case No. CV 642648 In a binding arbitration award, pursuant to California Civil Code § 2860, Judge R. William Schoettler found that the attorneys fees incurred by counsel for defense of … more >


Homedics, Inc. v. Valley Forge Ins. Co., No. SA CV 99-0928 DOC (ANx), 1999 U.S. Dist. LEXIS 17317 (C.D. Cal. Oct. 29, 1999)
October 29, 1999
Homedics, Inc. v. Valley Forge Ins. Co., No. SA CV 99-0928 DOC (ANx), 1999 U.S. Dist. LEXIS 17317 (C.D. Cal. Oct. 29, 1999) (Ownership rights to patent conveyed "title" which was allegedly infringed by Homedics' use in advertisements of similar products to … more >


Hewlett-Packard Co. v. CIGNA Property and Casualty Ins. Co., No. 99-20207 SW, 1999 U.S. Dist. LEXIS 20655 (N.D. Cal. Aug 24. 1999)
August 24, 1999
Hewlett-Packard Co. v. CIGNA Property and Casualty Ins. Co., No. 99-20207 SW, 1999 U.S. Dist. LEXIS 20655 (N.D. Cal. Aug. 24, 1999) (Judge Spencer Williams found that the package inserts allegedly containing "fear, uncertainty and doubt" materials were … more >


Farmer Publications Inc. (Clare Twedt) v. Tutton Ins. Co., CASC, County of Orange (Expert)
January 01, 1999
(Expert) Farmer Publications Inc. (Clare Twedt) v. Tutton Ins. Co., CASC, County of Orange, Case No. 774812 A jury awarded $300,000.00 as compensatory and punitive damages in a suit against an insurance broker that failed to advise a publisher that the CGL policy it sold to … more >


CruiseAmerica v. Baker & Hostetler, Superior Ct. CA, County of Los Angeles, No. BC 174721 (Expert)
January 01, 1999
(Expert) CruiseAmerica v. Baker & Hostetler, Superior Ct. CA, County of Los Angeles, Case No. BC 174721 Analyzing whether there was a singular occurrence for purposes of assessing the aggregate coverage available to an insured under a professional Errors & Omissions … more >


Lockheed Corp. adv. Procter, et al., Superior Ct. of Cal., County of Santa Clara, No. 731752 (Consultant)
January 01, 1999
(Consultant) Lockheed Corp. adv. Procter, et al., Superior Ct. of Cal., County of Santa Clara, Case No. 731752 (Environmental /Property Damage Pollution Coverage) (Gauntlett & Associates analyzed the work of other retained coverage counsel and made recommendations … more >


Panda Management Co., Inc. v. Wausau Underwriters Ins. Co., 62 Cal. App. 4th 992 (1998)
July 08, 1998
Panda Management Co., Inc. v. Wausau Underwriters Ins. Co., 62 Cal. App. 4th 992 (1998), depub., 1998 Cal. LEXIS 4376 (July 8, 1998) (Environmental Coverage/Property Damage) (The court depublished a ruling that found that the "absolute pollution" exclusion extended … more >


Smith Kandal Real Estate v. Continental Casualty Co., 67 Cal. App. 4th 406 (1998)
January 01, 1998
Smith Kandal Real Estate v. Continental Casualty Co., 67 Cal. App. 4th 406 (1998) (General Coverage) (Smith Kandal, a real estate broker, was sued by its clients for improperly structuring a real estate transaction and causing them to lose tax benefits, which did not trigger … more >


Lebas Fashion Imports of USA, Inc. v. ITT Hartford Ins. Group, Superior Ct. of CA, County of Los Angeles, No. BC 174721 (Expert)
January 22, 1997
(Expert) Lebas Fashion Imports of USA, Inc. v. ITT Hartford Ins. Group, Superior Ct. of CA, County of Los Angeles, Case No. BC 174721 Bad Faith action which insured demanded payment of reasonable attorneys fees incurred in a covered trademark … more >


Lebas Fashion Imports of U.S.A. v. ITT Hartford Ins. Group, 44 Cal. App. 4th 531 (1996), aff'd on reh'g, 50 Cal. App. 4th 548 (1996), aff'd on modification, 50 Cal. App. 4th 1949A (1996) (Expert)
January 22, 1997
(Expert) Lebas Fashion Imports of U.S.A. v. ITT Hartford Ins. Group, 44 Cal. App. 4th 531 (1996), aff'd on reh'g, 50 Cal. App. 4th 548 (1996), aff'd on modification, 50 Cal. App. 4th 1949A (1996), petition for review denied (Jan. 22, 1997) (Guy Laroche … more >


Rosco, Inc. v. TIG Ins. Co., 1996 WL 724896 (N.D. Cal. Dec. 5, 1996)
December 05, 1996
Rosco, Inc. v. TIG Ins. Co., No. C-96-1822 TEH, 1996 WL 724896, 1996 U.S. Dist. LEXIS 18697 (N.D. Cal. Dec. 5, 1996), rev'd and remanded, 139 F.3d 907 (9th Cir. 1998) (choice of law)
… more >


Sentex Systems, Inc. v. Hartford Accident & Indemnity Co., 93 F.3d 578 (9th Cir. (Cal.) 1996)
August 19, 1996
Sentex Systems, Inc. v. Hartford Accident & Indemnity Co., 93 F.3d 578 (9th Cir. (Cal.) 1996) (On August 19, 1996, the Ninth Circuit affirmed the district court's finding of potential coverage, noting that the rulings "that Sentex was engaged in … more >


Lebas Fashion Imports of USA, Inc. v. ITT Hartford Ins. Group, 44 Cal. App. 4th 531 (1996)
April 11, 1996
Lebas Fashion Imports of USA, Inc. v. ITT Hartford Ins. Group, 44 Cal. App. 4th 531, 52 Cal. Rptr. 2d 26 (1996), aff'd on rehearing, 50 Cal. App. 4th 548, 59 Cal. Rptr. 2d 36 (1996), aff'd on modification, 50 Cal. App. 4th 1949A (1996), petition for review denied (Jan. 22, 1997) (trade … more >


Adventist Health System West v. Aetna Casualty & Surety Co., Superior Ct. of CA, County of Los Angeles (Expert)
January 01, 1996
(Expert) Adventist Health System West v. Aetna Casualty & Surety Co., Superior Ct. of CA, County of Los Angeles, No. BC 144292 Coverage analysis of prior and pending litigation exclusion under Director's & Officers/Trustees Liability Insurance policy for claims … more >


Hernandez, Jose Luis v. So. Cal. Physicians Ins., Superior Court CA, County of Los Angeles (Expert)
January 01, 1996
(Expert) Hernandez, Jose Luis v. So. Cal. Physicians Ins., Superior Court CA, County of Los Angeles, Case No. SC033 931 David A. Gauntlett was retained by the plaintiff who was seeking to enforce a settlement made by a medical group arising out … more >


Donald Nunn v. CIGNA Property & Casualty Co., et al., Superior Ct. of CA, County of San Bernardino (Expert)
January 01, 1996
(Expert) Donald Nunn v. CIGNA Property & Casualty Co., et al., Superior Ct. of CA, County of San Bernardino, Case No: VCV 002299 A jury awarded $1,866,435.58 as compensatory and punitive damages in a suit against the insured's brokers for their erroneous conclusion … more >


Hewlett-Packard Co. v. Repeat-O-Type Stencil Mfg. Corp., 1995 WL 338181 (N.D. Cal. Feb. 7, 1995)
February 07, 1995
Repeat-O-Type Stencil Mfg. Corp. adv. Hewlett-Packard Co., No. C-92-3330 DLJ, 1995 WL 338181, 34 U.S.P.Q.2d (BNA) 1450 (N.D. Cal. Feb. 7, 1995) (patent infringement/trademark infringement), aff'd, 123 F.3d 1445 (Fed. Cir. 1997)
… more >


Dogloo v. Northern Ins. Co., 907 F. Supp. 1383 (C.D. Cal. 1995)
January 01, 1995
Dogloo v. Northern Ins. Co., 907 F. Supp. 1383 (C.D. Cal. 1995) (Judge Collins found that there was a duty to defend claims for trademark and trade dress infringement filed by Doskocil Mfg., Inc. against Dogloo under a 1986 ISO policy form covering advertising injury because … more >


New Hampshire Ins. Co. v. R. L. Chaides Constr. Co., 847 F. Supp. 1452 (N.D. Cal. 1994)
January 07, 1994
R.L. Chaides Constr. Co. adv. New Hampshire Ins. Co., 847 F. Supp. 1452 (N.D. Cal. 1994) (patent infringement insurance coverage)
… more >


Arbek Mfg., Inc. v. Select Ins. Co., 28 U.S.P.Q.2d (BNA) 1435 (C.D. Cal. Aug. 31, 1993)
August 31, 1993
Arbek Mfg., Inc. v. Select Ins. Co., 28 U.S.P.Q.2d (BNA) 1435 (C.D. Cal. Aug. 31, 1993) (Claims of inducement of patent infringement through promotion of furniture as a receptacle for liquid containers that, combined with water, created an infringing waterbed, triggered a … more >


Omnitel v. Chubb Group of Ins. Companies, 26 U.S.P.Q.2d (BNA) 1933 (Cal. Super. Mar. 26, 1993)
March 26, 1993
Omnitel v. Chubb Group of Ins. Companies, 26 U.S.P.Q.2d (BNA) 1933 (Cal. Super. Mar. 26, 1993) (Modem distributor sued by Hayes for inducing infringement through its dissemination of advertisements and manuals triggered a defense. Without its advertising, Omnitel's … more >


Aqua Queen Mfg. Co. v. Charter Oak Fire Ins. Co., 830 F. Supp. 536 (C.D. Cal. 1993)
March 02, 1993
Anthem Electronics, Inc. v. Pacific Employers Ins. Co., 302 F.3d 1049 (9th Cir. (Cal.) 2002) (insurance coverage for "loss of use" "property damage" where PC board failed in service)
… more >


Intex Plastics Sales Co. v. United National Ins. Co., 1990 WL 279505 (C.D. Cal. Dec. 6, 1990)
December 06, 1990
Intex Plastics Sales Co. v. United National Ins. Co., No. CV 90-2050 CBM (KX), 1990 WL 279505, 1990 U.S. Dist. LEXIS 18200, 18 U.S.P.Q.2d (BNA) 1567 (C.D. Cal. Dec. 6, 1990), reversed on other grounds, 23 F.3d 254 (9th Cir. 1994) (patent infringement insurance coverage)
… more >


Watercloud Bed Co., Inc. adv. Aetna Casualty & Surety Co., 1988 WL 252578 (C.D. Cal. Nov. 17, 1988)
November 17, 1988
Watercloud Bed Co., Inc. adv. Aetna Casualty & Surety Co., No. SA CV 88 200 AHS (RWRx), 1988 WL 252578, 1988 U.S. Dist. LEXIS 17572 (C.D. Cal. Nov. 17, 1988) (patent infringement insurance coverage)
… more >



Choice of LawAdmission of
Extrinsic Evidence		Insurer
 Allocation		Pre-Tender
Fees		Statute of
Limitations

"Law of Intended Place of Performance"

Facts available to the insurer

If one claim is potentially covered, must defend entire suit. But, right to reimbursement

Not recoverable

4 Years

Frontier Oil v. RLI Ins. Co, 153 Cal. App. 4th 1436, 1442-43 (2007); Cal. Civ. Code § 1646Mariscal v. Old Republic Life Ins. Co., 50 Cal. Rptr. 2d 224, 225 (Ct. App. 1996)Buss v. Transamerica Ins. Co., 939 P.2d 766, 776 (Cal. 1997);
Scottsdale Ins. Co. v. MV Transp., 31 Cal. Rptr. 3d 147 (Cal. 2005)
 (Code Civ. Proc. § 337 [1]. 580a)



Pre-Judgment InterestLate NoticePublic Policy BarIndependent CounselAtty's Fees/Decl. Relief Action

10%

Notice-Prejudice 

Bar to indemnity not defense

May choose own counsel

Recoverable if bad faith

(Civ. Code § 3289(b))
Shell Oil Co. v. Winterthur Swiss Ins. Co.,15 Cal. Rptr. 2d 815, 845-46 (Ct. App. 1993); Truck Ins. Exchange v. Unigard Ins. Co., 94 Cal. Rptr. 2d 516 (Ct. App. 2000)Horace Mann Ins. Co. v. Barbara B., 4 Cal. 4th 1076, 1087 (1993)
Cal. Civ. Code § 2860; San Diego Fed. Credit Union v. Cumis Ins. Soc'y, 208 Cal. Rptr. 494 (Ct. App. 1984); Golden Eagle Ins. Co. v. Foremost Ins. Co., 25 Cal. Rptr. 2d 242 (Ct. App. 1993)United Servs. Auto. Ass'n v. Dalrymple, 283 Cal. Rptr. 330 (Ct. App. 1991); Essex Ins. Co. v. Five Star Dye House, Inc., 45 Cal. Rptr. 3d 362 (Cal. 2006)
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