Kentucky

Choice of Law Admission of Extrinsic Evidence Insurer Allocation Pre-Tender FeesStatute of Limitations
Greatest interest in the outcome testFacts known to the insurerNot AddressedNot Addressed15 years
Breeding v. Massachu-setts Indem. & Life Ins. Co., 633 S.W.2d 717, 719 (Ky. 1982)Pizza Magia Int’l, LLC v. Assurance Co. of Am., 447 F. Supp. 2d 766, 779 (W.D. Ky. 2006)(Ky. Rev. Stat. Ann. § 413.090)
Pre-Judgment Interest Late Notice Public Policy Bar Independent CounselAtty's Fees/Decl. Relief Action
8%Notice-prejudiceBar to indemnity and defenseMay refuse insurer’s reservation of rights defense, but unclear as to who covers expenseNot recoverable
(Ky. Rev. Stat. Ann. § 360.010)Jones v. Bituminous Cas. Corp, 821 S.W.2d 798, 803 (Ky. 1991)American Hardware Mut. Ins. Co. v. Mitchell, 870 S.W.2d 783, 785 (Ky. 1993)O’Bannon v. Aetna Cas. & Sur. Co., 678 S.W.2d 390, 393 (Ky. 1984)Porter v. Citizens Fid. Bank & Trust Co, 554 S.W.2d 397, 399 (Ky. Ct. App. 1977)
Federal Ins. Co. v. West , 628 S.W.2d 632, 634 (Ky. Ct. App. 1981)