False Advertising Claims Fall Within International Policy's Coverage

Hewlett-Packard Co. v. CIGNA Property and Casualty Ins. Co., No. 99-20207 SW, 1999 U.S. Dist. LEXIS 20655 (N.D. Cal. Aug. 24, 1999) (Judge Spencer Williams found that the package inserts allegedly containing "fear, uncertainty and doubt" materials were advertisements and that the policy's territory was broad enough to encompass claims filed in the U.S. so long as potential injury arose outside of the U.S. Extraterritorial advertisements of HP in the underlying action bore a causal relationship to false advertising claims against HP. False advertising as well as trade libel claims also fell within the policy's coverage for the "advertising injury" offense of "unfair competition.")