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Use of 800 Number for Business Method Patent Claims Covered

(Consultant) Business method patent claims discussing 800 number patents may trigger insurance coverage where alleged conduct may include misappropriation of advertising activities where defined as the wrongful taking of an advertising technique as evidenced by the subject matter of the Katz patents related to 800 number technology.

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Choice of Forum

Choice of Law Admission of Extrinsic Evidence Insurer Allocation Pre-Tender FeesStatute of Limitations
Lex loci contractusFacts available to the insurerIf one claim is potentially covered, must defend entire suitNot addressed6 Years
American Nonwovens, Inc. v. Non Wovens Eng’g, 648 So. 2d 565, 567 (Ala. 1994)Hartford Cas. Ins. Co. v. Merchants & Farmers Bank, 928 So. 2d 1006, 1012 (Ala. 2005)Tanner v. State Farm Fire & Cas. Co., 874 So. 2d 1058, 1065 (Ala. 2003)(Ala. Code § 6-2-34)
Pre-Judgment Interest Late Notice Public Policy Bar Independent CounselAtty's Fees/Decl. Relief Action
6% Unreasonable delay bars coverageNot a barMay choose counsel, if special criteria metNot recoverable
(Ala. Code § 8-8-1; Ala. Code § 8-8-8)
Continental Cas. Co. v. Plantation Pipe Line Co. 902 So. 2d 36, 46 (2004)		United States Fid. & Guar. Co. v. Baldwin County Home Builders Ass’n,, 770 So. 2d 72, 75-76 (Ala. 2000)Titan Indem. Co. v. Riley, 679 So. 2d 701, 706 (Ala. 1996)Shelby Steel Fabricators, Inc. v. USF&G Ins. Co., 569 So. 2d 309, 312 (Ala. 1990)Green v. Standard Fire Ins. Co. of Ala., 477 So. 2d 333, 335 (Ala. 1985);
First Ala. Bank of Montgomery v. First State Ins. Co.., 899 F.2d 1045, 1071 (11th Cir. 1990)