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Alabama
Choice of Forum
| Choice of Law | Admission of Extrinsic Evidence | Insurer Allocation | Pre-Tender Fees | Statute of Limitations |
|---|---|---|---|---|
| Lex loci contractus | Facts available to the insurer | If one claim is potentially covered, must defend entire suit | Not addressed | 6 Years |
| American Nonwovens, Inc. v. Non Wovens Eng’g, 648 So. 2d 565, 567 (Ala. 1994) | Hartford Cas. Ins. Co. v. Merchants & Farmers Bank, 928 So. 2d 1006, 1012 (Ala. 2005) | Tanner v. State Farm Fire & Cas. Co., 874 So. 2d 1058, 1065 (Ala. 2003) | (Ala. Code § 6-2-34) |
| Pre-Judgment Interest | Late Notice | Public Policy Bar | Independent Counsel | Atty's Fees/Decl. Relief Action |
|---|---|---|---|---|
| 6% | Unreasonable delay bars coverage | Not a bar | May choose counsel, if special criteria met | Not recoverable |
| (Ala. Code § 8-8-1; Ala. Code § 8-8-8) Continental Cas. Co. v. Plantation Pipe Line Co. 902 So. 2d 36, 46 (2004) | United States Fid. & Guar. Co. v. Baldwin County Home Builders Ass’n,, 770 So. 2d 72, 75-76 (Ala. 2000) | Titan Indem. Co. v. Riley, 679 So. 2d 701, 706 (Ala. 1996) | Shelby Steel Fabricators, Inc. v. USF&G Ins. Co., 569 So. 2d 309, 312 (Ala. 1990) | Green v. Standard Fire Ins. Co. of Ala., 477 So. 2d 333, 335 (Ala. 1985); First Ala. Bank of Montgomery v. First State Ins. Co.., 899 F.2d 1045, 1071 (11th Cir. 1990) |