Arizona

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Failure to Conform Exclusion Not Applicable

"The non-conforming goods exception does not apply"

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No Harm, No Foul for Attorney Late Notice

Legal malpractice case alleging malpractice for failure to tender trademark infringement claim under commercial general liability policy created no damage remedy.

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Choice of Forum

Choice of Law Admission of Extrinsic Evidence Insurer Allocation Pre-Tender FeesStatute of Limitations
"Two-pronged" testFacts available to the insurerIf one claim is potentially covered, must defend entire suitRecoverable from breaching insurer6 years
Beckler v. State Farm Mut. Auto. Ins. Co., 195 Ariz. 282, 285-86, 987 P.2d 768, 771-72 (Ariz. Ct. App. 1999)Northern Ins. Co. of New York v. Morgan, 918 P.2d 1051, 1053 (Ariz. Ct. App. 1995)Western Cas. & Sur. Co. v. Int’l Spas of Arizona, 634 P.2d 3, 6-7 (Ariz. Ct. App. 1981)Desert Mountain Properties Ltd. Partnership v. Liberty Mut. Fire Ins. Co., 236 P.3d 421, 434 (Ariz. App. 2010)(A.R.S. § 12-548)
Pre-Judgment Interest Late Notice Public Policy Bar Independent CounselAtty's Fees/Decl. Relief Action
10%Notice-prejudiceBar to indemnityMay choose own counselRecoverable
(A.R.S. § 44-1201)Carrington Estate Planning Servs. v. Reliance Std. Life Ins. Co., 289 F.3d 644, 646-47 (9th Cir. 2002)State Farm Fire & Cas. Co. v. Brown, 183 Ariz. 518, 525 (Ct. App. 1995)Joseph v. Markovitz, 27 Ariz. App. 122, 127-28 (1976)Croci v. Travelers Ins. Co., 788 P.2d 79, 81 (Ariz. 1990)