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California Cases
Choice of Forum
| Choice of Law | Admission of Extrinsic Evidence | Insurer Allocation | Pre-Tender Fees | Statute of Limitations |
|---|---|---|---|---|
| “Law of Intended Place of Performance” | Facts available to the insurer | If one claim is potentially covered, must defend entire suit. But, right to reimbursement under reservation of rights | Recoverable from breaching insurer | 4 Years |
| Cal. Civ. Code § 1646 Frontier Oil v. RLI Ins. Co, 153 Cal. App. 4th 1436, 1442-43 (2007) | Mariscal v. Old Republic Life Ins. Co., 50 Cal. Rptr. 2d 224, 225 (Ct. App. 1996) Scottsdale Ins. Co. v MV Transp., 36 Cal.4th 643, 654 (2005) (“Moreover, that the precise causes of action pled by the third-party complaint may fall outside policy coverage does not excuse the duty to defend where, under the facts alleged, reasonably inferable, or otherwise known, the complaint could fairly be amended to state a covered liability.”). | Buss v. Transamerica Ins. Co., 939 P.2d 766, 776 (Cal. 1997) Scottsdale Ins. Co. v. MV Transp., 31 Cal. Rptr. 3d 147, 154 (Cal. 2005) | Jamestown Builders, Inc. v. General Star Indem. Co., 77 Cal. App. 4th 341, 346-49 (1999) Shell Oil Co. v. Winterthur Swiss Ins. Co., 12 Cal. App. 4th 715, 763 (1993) | Code Civ. Proc. § 337(1) |
| Pre-Judgment Interest | Late Notice | Public Policy Bar | Independent Counsel | Atty's Fees/Decl. Relief Action |
|---|---|---|---|---|
| 10% | Notice- prejudice | Bar to indemnity not defense | May choose own counsel | Recoverable if bad faith |
| (Civ. Code § 3289(b)) | Shell Oil Co. v. Winterthur Swiss Ins. Co.,, 15 Cal. Rptr. 2d 815, 845-46 (Ct. App. 1993) Truck Ins. Exchange v. Unigard Ins. Co., 94 Cal. Rptr. 2d 516, 522-23 (Ct. App. 2000) | Horace Mann Ins. Co. v. Barbara B., 4 Cal. 4th 1076, 1087 (1993) | Cal. Civ. Code § 2860 San Diego Navy Fed. Credit Union v. Cumis Ins. Soc’y, Inc., 208 Cal. Rptr. 494, 506 (Ct. App. 1984) Golden Eagle Ins. Co. v. Foremost Ins. Co, 25 Cal. Rptr. 2d 242, 256 (Ct. App. 1993) | United Servs. Auto. Ass’n v. Dalrymple, 283 Cal. Rptr. 330, 332 (Ct. App. 1991) Essex Ins. Co. v. Five Star Dye House, Inc., 45 Cal. Rptr. 3d 362, 366 (Cal. 2006) |