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Connecticut
CHOICE OF FORUM
| Choice of Law | Admission of Extrinsic Evidence | Insurer Allocation | Pre-Tender Fees | Statute of Limitations |
|---|---|---|---|---|
| Most significant relationship test | Facts set forth in the pleadings alone | If one claim is potentially covered, must defend entire suit | Not recoverable Arrow Elecs., Inc. v. Federal Ins. Co., 2002 WL 172662, at*11 (Conn. Super. Ct. Jan. 7, 2002) | 6 Years |
| Interface Flooring Sys. v. Aetna Cas. & Sur. Co., 261 Conn. 601, 608-09 (2002) | DaCruz v. State Farm Fire & Cas. Co., 846 A.2d 849, 857-58 (Conn. 2004) Imperial Cas. and Indem. Co. v. State, 714 A.2d 1230, 1240 n.8 (Conn. 1998) (“In light of the likely overstatement of the complaint and of the plasticity of modern pleading, we should hardly designate the third party as the arbiter of the policy's coverage.” (Citations omitted.) Gray v. Zurich Ins. Co., 65 Cal.2d 263, 276 (1966). In addition to claims seeking injunctive and class action relief, the actions in this case also contain demands for monetary damages, and the plaintiffs in the underlying federal actions may prevail on their claims for monetary or other relief. Therefore, the broad duty to defend is not overcome by the fact that the complaints include claims for class action or injunctive relief.”). | Ranger Ins. Co. v. Kovach, 1999 WL 1421657, at *3 (D. Conn. Dec. 3, 1999) | May be recoverable if no prejudice Risdon Corp. v. Hartford Acc. & Indem., 1994 WL 228642 (Conn. Super. Ct. Apr. 21, 1994) | C.G.S.A. § 52-576 |
| Pre-Judgment Interest | Late Notice | Public Policy Bar | Independent Counsel | Atty's Fees/Decl. Relief Action |
|---|---|---|---|---|
| 10% | Notice-prejudice rule, but burden is on insured to show no prejudice | Bar to indemnity | May choose own counsel | Recoverable where insurer brings the declaratory relief action |
| C.G.S.A. §37-3a | Aetna Cas. & Sur. Co. v. Murphy, 538 A.2d 219, 223, 224 (Conn. 1988) | St. Paul Fire & Marine Ins. Co. v. Shernow, 222 Conn. 823, 831 (1992) | Aetna Life & Cas. Co. v. Gentile, 1995 WL 779102, at *6 (Conn. Super. Ct. Dec. 12, 1995) | Aetna Life & Cas. Co. v. Gentile, 1995 WL 779102, at *7 (Conn. Super. Ct. Dec. 12, 1995) |