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Florida
choice of forum
| Choice of Law | Admission of Extrinsic Evidence | Insurer Allocation | Pre-Tender Fees | Statute of Limitations |
|---|---|---|---|---|
| Lex loci contractus | Facts set forth in the pleadings alone | If one claim is potentially covered, must defend entire suit | Recoverable from breaching insurer | 5 years |
| Shaps v. Provident Life & Acc. Ins. Co., 826 So. 2d 250, 254 n.3 (Fla. 2002) | Corinthian Colleges, Inc. v. Philadelphia Indem. Ins. Co., 922 So. 2d 1077, 1080
(Fla. Dist. Ct. App. 2006) Fun Spree Vacations, Inc. v. Orion Ins. Co., 659 So. 2d 419, 421 (Fla. Dist. Ct. App. 1995) (“Inferences are not sufficient”). | Irvine v. Prudential Prop. & Cas. Ins. Co., 630 So. 2d 579, 580 (Fla. Dist. Ct. App. 1993) Mactown, Inc. v. Continental Ins. Co., 716 So. 2d 289, 293 (Fla. Dist. Ct. App. 1998) | Keenan Hopkins Schmidt and Stowell Contractors, Inc. v. Continental Casualty Co., 653 F. Supp. 2d 1255, 1262-63 (M.D. Fla. 2009) | (Fla. Stat. § 95.11) |
| Pre-Judgment Interest | Late Notice | Public Policy Bar | Independent Counsel | Atty's Fees/Decl. Relief Action |
|---|---|---|---|---|
| See: http://www.myfloridacfo.com/Division/AA/ Vendors/default.htm#.U5c6TXJdXNQ For current rate (set quartly) | Notice-prejudice, but burden is on insured | Bar to indemnity | Right to mutually agreed-on independent counsel | Recoverable |
| (Fla. Stat. Ch. 55.03 and 687.01) | Robinson v. Auto Owners Ins. Co., 718 So. 2d 1283, 1284 (Fla. Dist. Ct. App. 1998) | Ranger Ins. Co. v. Bal Harbour Club, Inc., 549 So. 2d 1005, 1009 (Fla. 1989) Griffin Bros. Co., Inc. v. Mohammed, 918 So. 2d 425, 430 (Fla. Dist. Ct. App. 2006) | Travelers Indem. Co. of Illinois v. Royal Oak Enterprises, Inc., 344 F. Supp. 2d 1358, 1370 (M.D. Fla. 2004) Progressive Am. Ins. Co. v. Papasodero, 587 So. 2d 500, 501 (Fla. Dist. Ct. App. 1991) Fla. Stat. § 627.426(2)(b) | Fla. Stat. § 627.428 Allstate Ins. Co. v. Gustavo De La Fe, 647 So. 2d 965, 966 (Fla. Dist. Ct. App. 1994) Brass & Singer, P.A. v. United Auto. Ins. Co., 919 So. 2d 473, 475 n.3 (Fla. Dist. Ct. App. 2005) |