choice of forum

Choice of Law Admission of Extrinsic Evidence Insurer Allocation Pre-Tender FeesStatute of Limitations
Lex loci contractusFacts known or available to the insurerNot AddressedNot recoverable6 years
General Tel. Co. of Southeast v. Trimm, 252 Ga. 95, 96 (1984)Yeomans & Assocs. Agency, Inc. v. Bowen Tree Surgeons, Inc., 618 S.E.2d 673, 679-80 (Ga. Ct. App. 2005)O'Brien Family Trust v. Glen Falls Ins. Co., 461 S.E.2d 311, 380-81 (Ga. Ct. App. 1995)
Recoverable from breaching insurer
State Farm Mut. Auto. Ins. Co. v. Sloan, 258 S.E.2d 146, 147 (Ga. App. Ct. 1979)
(Ga. Code Ann. § 9-3-24)
Pre-Judgment Interest Late Notice Public Policy Bar Independent CounselAtty's Fees/Decl. Relief Action
7%Unreasonable delay bars coverageNot a barRight to independent counsel triggered by insurer’s reservation of rightsSuggested recoverable – but not applied
(Ga. Code Ann. § 7-4-2)KHD Deutz of Am. Corp. v. Utica Mut. Ins. Co., 469 S.E.2d 336, 338 (Ga. Ct. App. 1996)
Allstate Ins. Co. v. Walker, 562 S.E.2d 267, 268 (Ga. Ct. App. 2002)
Greenwood Cemetery, Inc. v. Travelers Indem. Co., 238 Ga. 313, 316-17 (1977)
Hooters of Augusta, Inc. v. American Global Ins. Co., 272 F. Supp. 2d 1365, 1377 (S.D. Ga. 2003)
American Fam. Life Assur. Co. of Columbus, Ga. v. U.S. Fire Co., 885 F.2d 826, 836 (11th Cir. 1989)
Utility Serv. Co., Inc. v. St. Paul Travelers Ins. Co., 2007 WL 188237, at *4 (M.D. Ga. Jan. 22, 2007)
Standard Guar. Ins. Co. v. Hulsey, 420 S.E.2d 54, 56 (Ga. Ct. App. 1992)
Recoverable when denied in bad faith
Ga. Code § 33-4-6