Choice of Law Admission of Extrinsic Evidence Insurer Allocation Pre-Tender FeesStatute of Limitations
Most significant relationship testFacts known to the insurerIf one claim is potentially covered, must defend entire suitNot Addressed10 years
First Midwest Corp. v. Corporate Fin. Assocs., 663 N.W.2d 888, 893 (Iowa 2003)Central Bearings Co. v. Wolverine Ins. Co., 179 N.W.2d 443, 445 (Iowa 1970)Employers Mut. Cas. Co. v. Cedar Rapids TV Co., 552 N.W.2d 639, 641 (Iowa 1996)(Iowa Code § 614.1[5])
Pre-Judgment Interest Late Notice Public Policy Bar Independent CounselAtty's Fees/Decl. Relief Action
2% above primeNot a bar if late notice was excused, waived, or not prejudicialBar to Indemnity not DefenseMay choose own counselRecoverable if bad faith, but not if “fairly debatable”
(Iowa Code § 535.2)Grinnell Mut. Reins. Co. v. Jungling, 654 N.W.2d 530, 541-43 (Iowa 2002)Grinnell Mut. Reins. Co. v. Jungling, 654 N.W.2d 530, 538 (Iowa 2002)Rowen v. LeMars Mut. Ins. Co., 230 N.W.2d 905, 915 (Iowa 1975)
First Newton Nat’l Bank v. General Cas. Co. of Wis., 426 N.W.2d 618, 630 (Iowa 1988)
Clark-Peterson Co., Inc. v. Independent Ins. Assocs., Ltd., 514 N.W.2d 912, 915-16 (Iowa 1994)
Reedy v. White Consol. Indus., Inc., 890 F. Supp. 1417, 1436 (N.D. Iowa 1995)