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Kentucky
Choice of Law | Admission of Extrinsic Evidence | Insurer Allocation | Pre-Tender Fees | Statute of Limitations |
---|---|---|---|---|
Greatest interest in the outcome test | Facts known to the insurer | Not Addressed | Not Addressed | 15 years |
Breeding v. Massachu-setts Indem. & Life Ins. Co., 633 S.W.2d 717, 719 (Ky. 1982) | Pizza Magia Int’l, LLC v. Assurance Co. of Am., 447 F. Supp. 2d 766, 779 (W.D. Ky. 2006) | (Ky. Rev. Stat. Ann. § 413.090) |
Pre-Judgment Interest | Late Notice | Public Policy Bar | Independent Counsel | Atty's Fees/Decl. Relief Action |
---|---|---|---|---|
8% | Notice-prejudice | Bar to indemnity and defense | May refuse insurer’s reservation of rights defense, but unclear as to who covers expense | Not recoverable |
(Ky. Rev. Stat. Ann. § 360.010) | Jones v. Bituminous Cas. Corp, 821 S.W.2d 798, 803 (Ky. 1991) | American Hardware Mut. Ins. Co. v. Mitchell, 870 S.W.2d 783, 785 (Ky. 1993) | O’Bannon v. Aetna Cas. & Sur. Co., 678 S.W.2d 390, 393 (Ky. 1984) | Porter v. Citizens Fid. Bank & Trust Co, 554 S.W.2d 397, 399 (Ky. Ct. App. 1977) Federal Ins. Co. v. West , 628 S.W.2d 632, 634 (Ky. Ct. App. 1981) |