Choice of Law Admission of Extrinsic Evidence Insurer Allocation Pre-Tender FeesStatute of Limitations
Lex loci contractusFacts available to the insurerIf one claim is potentially covered, must defend entire suitRecoverable3 years
Ward v. Nationwide Mut. Auto. Ins. Co., 328 Md. 240, 246-47 (1992)Montgomery County Bd. of Educ. v. Horace Mann Ins. Co., 840 A.2d 220, 225 (Md. Ct. Spec. App. 2003) Continental Cas. Co. v. Board of Educ. of Charles County, 489 A.2d 536, 542 (Md. 1985)Sherwood Brands v. Hartford Acc. & Indem. Co., 698 A.2d 1078, 1086-87 (Md. 1997)(Md. Code, Cts. & Jud. Proc. § 5-101)
Pre-Judgment Interest Late Notice Public Policy Bar Independent CounselAtty's Fees/Decl. Relief Action
6%Notice-prejudiceNot a barMay choose own counselRecoverable
(Mass. Gen. Laws ch. 231, § 6C)Employers’ Liab. Assur. Corp. v. Hoechst Celanese Corp., 684 N.E.2d 600, 605, 609 (Mass. App. Ct. 1997)
Aquino v. Pacesetter Adjustment Co., 416 F. Supp. 2d 181, 196 (D. Mass. 2005)
Boston Housing Auth. v. Atlanta Int'l Ins. Co., 781 F. Supp. 80, 83 (D. Mass. 1992)Magoun v. Liberty Mut. Ins. Co., 195 N.E.2d 514, 519 (Mass. 1964)Preferred Mut. Ins. Co. v. Gamache, 686 N.E.2d 989 (Mass. 1997)
Safety Ins. Co. v. Day, 836 N.E.2d 339, 347 (Mass. App. Ct. 2005)