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Michigan
CHOICE OF FORUM
| Choice of Law | Admission of Extrinsic Evidence | Insurer Allocation | Pre-Tender Fees | Statute of Limitations |
|---|---|---|---|---|
| Most significant contacts | Facts available to the insurer | If one claim is potentially covered, must defend entire suit | Not recoverable | 6 years |
| Chrysler Corp. v. Skyline Indus. Servs., 448 Mich. 113, 121 (1995) | Radenbaugh v. Farm Bureau General Ins. Co. of Michigan, 610 N.W.2d 272, 275 (Mich. Ct. App. 2000) | Auto Club Group Ins. Co. v. Burchell, 642 N.W.2d 406, 412 (Mich. Ct. App. 2001) | Fireman's Fund Ins. Cos. v. Ex-Cell-O Corp., 790 F. Supp. 1339, 1344 (E.D. Mich. 1992) Oscar W. Larson Co. v. United Capitol Ins. Co., 845 F. Supp. 458, 461 (W.D. Mich. 1993) | (MCLA § 600.5807) |
| Pre-Judgment Interest | Late Notice | Public Policy Bar | Independent Counsel | Atty's Fees/Decl. Relief Action |
|---|---|---|---|---|
| Interest is calculated at 6-month intervals from the date of filing the complaint at a rate of interest equal to 1% plus the average interest rate paid at auctions of 5-year United States Treasury notes during the 6 months immediately preceding July 1 and January 1, as certified by the state treasurer, and compounded annually | Notice-prejudice | Bar to indemnity | May choose own counsel | Not recoverable |
| (MCLA § 600.6013) | Koski v. Allstate Ins. Co., 456 Mich. 439, 446-47 (2003) Bruinsma v. State Farm Fire & Cas. Co., 410 F. Supp. 2d 628, 633 (W.D. Mich. 2006) | Assurance Co. of Am. v. J.P. Structures, 1997 WL 764498, at *6 (6th Cir. Dec. 3, 1997) | Connecticut Indem. Co. v. Spartan Travel, Inc., 2001 U.S. Dist. LEXIS 4558, at *3 (W.D. Mich. Mar. 28, 2001) Fed. Ins. Co. v. X-Rite, Inc., 748 F. Supp. 1223 (W.D. Mich. 1990) | Burnside v. State Farm Fire & Cas. Co., 528 N.W.2d 749, 753 (Mich. Ct. App. 1995) Paul Revere Life Ins. Co. v. Wilner, 2000 WL 1290365, at *3 (6th Cir. Sept. 1, 2000) |