Mississippi CHOICE OF LAW

Choice of Law Admission of Extrinsic Evidence Insurer Allocation Pre-Tender FeesStatute of Limitations
Center of gravity testFacts available to the insurerOnly if easily apportionedNot Addressed3 years
Boardman v. United Servs. Auto Ass’n, 470 So. 2d 1024, 1031 (Miss. 1985)
Sheppard & Enoch Pratt Hosp., Inc. v. Sakwa, 725 So. 2d 760, 761 (Miss. 1998)
Farmland Mut. Ins. Co. v. Scruggs, 886 So. 2d 714, ¶ 19 (Miss. 2004)
Merchants Co. v. Am. Motorists Ins. Co., 794 F.Supp. 611, 617 (S.D. Miss. 1992) (“To decide whether American had a duty to defend Merchants, the Court must determine whether there is a potential for liability under the policies for the allegations raised in the Alabama action. In short, the Court must decide whether there is coverage for the allegations of the Amended Complaint in the Alabama action. In this connection, the Court notes that the duty to defend is determined not only from the language of the complaint but also from independent facts of which the insurer is made aware or becomes aware which create a potential of liability.”).
EEOC v. Southern Publ’g Co., 894 F.2d 785, 791 (5th Cir. 1990)(Since there is no specific statute of limitations for claims on written contracts, § 15-1- 49 therefore applies.)
USF&G Co. v. Conservatorship of Melson, 809 So. 2d 647, 652 (Miss. 2002)
Pre-Judgment Interest Late Notice Public Policy Bar Independent CounselAtty's Fees/Decl. Relief Action
Interest at a per annum rate set by the judgeNotice-prejudice Bar to defenseMay choose own counselNot recoverable
(Miss. Code Ann. § 75-17-7)Jackson v. State Farm Mut. Auto. Ins. Co., 880 So. 2d 336, 343 (Miss. 2004)Delta Pride Catfish v. Home Ins. Co., 697 So. 2d 400, 401 (Miss. 1997)Moeller v. American Guar. & Liab. Ins. Co., 707 So. 2d 1062, 1070 (Miss. 1996)
PIC Grp., Inc. v. LandCoast Insulation, Inc., 795 F. Supp. 2d 459, 464 (S.D. Miss. 2011)
Miller v. Allstate Ins. Co., 631 So. 2d 789, 792 (Miss. 1994)