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Missouri
CHOICE OF LAW
| Choice of Law | Admission of Extrinsic Evidence | Insurer Allocation | Pre-Tender Fees | Statute of Limitations |
|---|---|---|---|---|
| Most significant relationship test | Facts known, knowable or available to insurer | If some claims are potentially covered, must defend entire suit | Not Addressed | 5 years |
| Egnatic v. Nguyen, 113 S.W.3d 659, 665 (Mo. Ct. App. 2003) | Standard Artificial Limb, Inc. v. Allianz Ins. Co., 895 S.W.2d 205, 209 (Mo. Ct. App. 1995) | Harold S. Schwartz & Assocs., Inc. v. Continental Cas. Co., 705 S.W.2d 494, 497 (Mo. Ct. App. 1985) | (Mo. Rev. Stat. § 516.120) |
| Pre-Judgment Interest | Late Notice | Public Policy Bar | Independent Counsel | Atty's Fees/Decl. Relief Action |
|---|---|---|---|---|
| 9% | Notice-prejudice | Bar to indemnity and defense | May choose own counsel | Recoverable to arrive at “equity and justice” |
| (Mo. Rev. Stat. § 408.020) | Interstate Cleaning Corp. v. Commercial Underwriters Ins. Co., 325 F.3d 1024, 1029 (8th Cir. 2003) | State Farm Fire & Cas. Co. v. Caley, 936 S.W.2d 250, 253 (Mo. Ct. App. 1997) | Howard v. Russell Stover Candies, Inc., 649 F.2d 620, 625 (8th Cir. 1981) Truck Ins. Exch. v. Prairie Framing, LLC, 162 S.W.3d 64 (Mo. Ct. App. 2005) | American Econ. Ins. Co. v. Ledbetter, 903 S.W.2d 272, 276 (Mo. Ct. App. 1995) |