Choice of Law Admission of Extrinsic Evidence Insurer Allocation Pre-Tender FeesStatute of Limitations
Most significant relationship testFacts known, knowable or available to insurerIf some claims are potentially covered, must defend entire suitNot Addressed5 years
Egnatic v. Nguyen, 113 S.W.3d 659, 665 (Mo. Ct. App. 2003)Standard Artificial Limb, Inc. v. Allianz Ins. Co., 895 S.W.2d 205, 209 (Mo. Ct. App. 1995)Harold S. Schwartz & Assocs., Inc. v. Continental Cas. Co., 705 S.W.2d 494, 497 (Mo. Ct. App. 1985) (Mo. Rev. Stat. § 516.120)
Pre-Judgment Interest Late Notice Public Policy Bar Independent CounselAtty's Fees/Decl. Relief Action
9%Notice-prejudiceBar to indemnity and defenseMay choose own counselRecoverable to arrive at “equity and justice”
(Mo. Rev. Stat. § 408.020)Interstate Cleaning Corp. v. Commercial Underwriters Ins. Co., 325 F.3d 1024, 1029 (8th Cir. 2003)State Farm Fire & Cas. Co. v. Caley, 936 S.W.2d 250, 253 (Mo. Ct. App. 1997)Howard v. Russell Stover Candies, Inc., 649 F.2d 620, 625 (8th Cir. 1981)
Truck Ins. Exch. v. Prairie Framing, LLC, 162 S.W.3d 64 (Mo. Ct. App. 2005)
American Econ. Ins. Co. v. Ledbetter, 903 S.W.2d 272, 276 (Mo. Ct. App. 1995)