New Jersey


Choice of Law Admission of Extrinsic Evidence Insurer Allocation Pre-Tender FeesStatute of Limitations
Most significant relationshipFacts known to the insurerIf one claim is potentially covered, must defend entire suitRecoverable6 years
Pfizer, Inc. v. Employers Ins. of Wausau, 712 A.2d 634, 636 (N.J. 1998)SL Indus., Inc. v. American Motorists Ins. Co., 607 A.2d 1266, 1277 (N.J. 1992)
Ethicon, Inc. v. Aetna Cas. & Sur. Co., 737 F.Supp. 1320, 1329, 1329 n.9 (S.D.N.Y. 1990) (“The logic of the CNA Casualty court is consistent with the rulings in Tews, Ruder & Finn and Federal Insurance. In essence, each court held that the duty to defend does not depend on the label of the claim asserted against the insured, but on how the facts of that claim relate to activity covered under the insurance policy. … Defendant asserts that it was the supplemental complaint, not the amended and supplemental complaint, on which the Handgards action was originally tried. While the Court does have sufficient information before it to determine which complaint formed the basis of the trial, the supplemental complaint also provided sufficient notice of the facts and allegations of Handgards' claims regarding malicious prosecution.”).
SL Indus., Inc. v. American Motorists Ins. Co., 607 A.2d 1266, 1271 (N.J. 1992)
Pettinato v. Cigna Prop. & Cas. Cos, 697 A.2d 230, 232 (N.J. Super. Ct. Law Div. 1997)
Ohaus v. Continental Cas. Ins. Co., 679 A.2d 179, 184-85 (N.J. Super. Ct. App. Div. 1996)(N.J.S.A. 12A:2-725)
Pre-Judgment Interest Late Notice Public Policy Bar Independent CounselAtty's Fees/Decl. Relief Action
Court-determinedNotice-prejudiceBar to indemnityMay choose own counselRecoverable
(R. 4:42-11)Zuckerman v. National Union Fire Ins. Co, 495 A.2d 395, 405-06 (N.J. 1985)
Transportes Ferreos de Venezuela II CA v. NKK Corp., 239 F.3d 555, 561-62 (3d Cir. 2001)
Voorhees v. Preferred Mut. Ins. Co., 607 A.2d 1255, 1263 (N.J. 1992)Wolpaw v. General Acc. Ins. Co., 639 A.2d 338, 340 (N.J. Super. Ct. App. Div. 1994)
Dunne v. Fireman’s Fund Am. Ins. Co., 69 N.J. 244, 252 (1976)
R. 4:42-9(a)(6)
Transamerica Ins. Co. v. National Roofing, Inc., 527 A.2d 864, 865 (N.J. 1987)
Iafelice v. Arpino, 726 A.2d 275, 279-80 (N.J. Super. Ct. App. Div. 1999)
Messec v. USF&G Ins. Co., 848 A.2d 36, 38 (N.J. Super. Ct. App. Div. 2004)