north carolina CHOICE OF FORUM

Choice of Law Admission of Extrinsic Evidence Insurer Allocation Pre-Tender FeesStatute of Limitations
Lex loci contractusFacts known or knowable to the insurer If one claim is potentially covered, must defend entire suitNot recoverable3 years
Key Motorsports, Inc. v. Speedvision Network, L.L.C., L.L.C., 40 F. Supp. 2d 344, 346 (M.D.N.C. 1999)
Fortune Ins. Co. v. Owens, 351 N.C. 424, 428 (2000)		Waste Mgmt. of Carolinas, Inc. v. Peerless Ins. Co., 340 S.E.2d 374, 377-78 (N.C. 1986)Hobbs Realty & Constr. Co. v. Scottsdale Ins. Co., 593 S.E.2d 103, 106-07 (N.C. Ct. App. 2004)Wm. C. Vick Constr. Co. v. Pennsylvania Nat’l Mut. Cas. Ins. Co., 52 F. Supp. 2d 569, 596 (E.D.N.C. 1999), aff’d, 2000 WL 504197 (4th Cir. Apr. 28, 2000)(N.C.G.S.A. § 1-52)
Pre-Judgment Interest Late Notice Public Policy Bar Independent CounselAtty's Fees/Decl. Relief Action
8%Three-pronged testBar to indemnity and defenseRight to independent counsel, unclear who selectsRecoverable only if bad faith denial
(N.C.G.S.A. § 24-1)Liberty Mut. Ins. Co. v. Pennington, 356 N.C. 571, 579-80 (2002)Shew v. Southern Fire & Cas. Co., 307 N.C. 438, 444 (1983)Gardner v. North Carolina State Bar, 341 S.E.2d 517, 519 (N.C. 1986)
Nationwide Mut. Ins. Co. v. Public Serv. Co., 435 S.E.2d 561565 (N.C. Ct. App. 1993)		Collins & Aikman Prods. Co. v. Hartford Acc. & Indem. Co., 481 S.E.2d 96, 97-98 (N.C. Ct. App. 1997)