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Ohio
CHOICE OF FORUM
| Choice of Law | Admission of Extrinsic Evidence | Insurer Allocation | Pre-Tender Fees | Statute of Limitations |
|---|---|---|---|---|
| Most significant relationship test | Facts set forth in the pleadings alone | If one claim is potentially covered, must defend entire suit | Not recoverable | 15 Years |
| Ohayon v. Safeco Ins. Co., 747 N.E.2d 206, 209 (Ohio 2001) | Sherwin-Williams v. Certain Underwriters at Lloyds, 813 F. Supp. 576, 583 (N.D. Ohio 1993) | Grand River Lime Co. v. Ohio Cas. Ins. Co., 289 N.E.2d 360, 364 (Ohio Ct. App. 1972) Sharonville v. American Employers Ins. Co., 846 N.E.2d 833, 835 (Ohio 2006) | Dover Lake Park v. Scottsdale Ins. Co., 2003 Ohio App. LEXIS 2973, at *9 (Ohio Ct. App. June 25, 2003) | (OH ST § 2305.06) |
| Pre-Judgment Interest | Late Notice | Public Policy Bar | Independent Counsel | Atty's Fees/Decl. Relief Action |
|---|---|---|---|---|
| Federal short-term rate | Reasonableness and notice-prejudice, but burden is on insured to demonstrate no prejudice | Bar to indemnity and defense | Limited right to independent counsel | Not recoverable |
| (OH ST § 1343.03) | Ferrando v. Auto-Owners Mut. Ins. Co., 781 N.E.2d 927, 947-48 (Ohio 2002) Sesko v. Hutchins Caw, Inc., 2006 Ohio 5434, ¶ 22 (Ohio Ct. App. 2006) | Geraci v. Conte, 2000 WL 1739294, at *4 (Ohio Ct. App. Nov. 22, 2000) | Lusk v. Imperial Cas. & Indem. Co., 603 N.E.2d 420, 423 (Ohio Ct. App. 1992) Socony-Vacuum Oil Co. v. Continental Cas. Co., 59 N.E.2d 199, 205 (Ohio 1945) | Ohio Rev. Code § 2721.16 Horstmann v. Cincinnati Ins. Co., 2000 Ohio App. LEXIS 5354, at *13 (Ohio Ct. App. Nov. 17, 2000) Safe Auto Ins. Co. v. Rase, 2001 Ohio App. LEXIS 3302, at *11 (Ohio Ct. App. July 23, 2001) |