Oregon Cases

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Playboy Image Download Evidences Covered Copyright Infringement

(Consultant) (General Coverage) Potential coverage for copyright infringement lawsuit where Playboy images were improperly downloaded for reuse by users who were not subscribers to libraries containing playboy material-wrongful act of display on website constituted advertising bearing a causal connection to liability triggering defense.

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CHOICE OF FORUM

Choice of Law Admission of Extrinsic Evidence Insurer Allocation Pre-Tender FeesStatute of Limitations
Most significant relationship testFacts set forth in the pleadings aloneIf one claim is potentially covered, must defend entire suitNot Addressed6 years
Citizens First Bank v. Intercontinen-tal Express, Inc., 713 P.2d 1097, 1098 (Or. Ct. App. 1986)Oregon Ins. Guar. Ass’n v. Thompson, 760 P.2d 890, 893 (Or. Ct. App. 1988)Ferguson v. Birmingham Fire Ins. Co., 460 P.2d 342, 346 (Or. 1969)(O.R.S. § 12.080)
Pre-Judgment Interest Late Notice Public Policy Bar Independent CounselAtty's Fees/Decl. Relief Action
9%Notice-prejudiceBar to indemnity and defenseMay choose own counselRecoverable
(O.R.S. § 82.010)Carl v. Oregon Auto. Ins. Co./North Pac. Ins. Co., 918 P.2d 861, 865 (Or. Ct. App. 1996)Ledford v. Gutoski, 877 P.2d 80, 83 (Or. 1994)United Pacific Ins. Co. v. Sunset Cove, Inc., 502 P.2d 261, 264 (Or. 1972)
Forsythe v. Homestead Dev. Corp., 919 P.2d 537, 540 (Or. Ct. App. 1996)		O.R.S. § 742.061 (If amount obtained exceeds loss, insurer agrees to cover)
Ken Leahy Constr., Inc. v. Cascade Gen., Inc., 944 P.2d 951, 953 (Or. Ct. App. 1997)
O.R.S. § 28.080 (a discretionary basis for awarding attorneys’ fees)