rhode island CHOICE OF LAW

Choice of Law Admission of Extrinsic Evidence Insurer Allocation Pre-Tender FeesStatute of Limitations
Lex loci contractusFacts set forth in the pleadings aloneIf one claim is potentially covered, must defend entire suitNot recoverable4 years
Decesare v. Lincoln Benefit Life Co., 2002 R.I. Super. LEXIS 51, at *24 (R.I. Super. Apr. 3, 2002)Progressive Cas. Ins. Co. v. Narragansett Auto Sales, 764 A.2d 722, 724 (R.I. 2001)
Travelers Cas. & Sur. Co. v. Providence Washington Ins. Co., Inc., 685 F.3d 22, 31 (1st Cir. 2012) ("While the complaint does not include specific allegations showing when property damage became detectable, the potential magnitude of NE Container's alleged polluting activities supports a reasonable inference that property damage was discoverable in the exercise of reasonable diligence…")		Mellow v. Medical Mal. Joint Underwriting Ass’n, 567 A.2d 367, 368 (R.I. 1989)
Nortek, Inc. v. Liberty Mutual Ins. Co., 858 F. Supp. 1231, 1242 (D.R.I. 1994)		Michaud v. Merrimack Mut. Fire Ins. Co., 1994 U.S. Dist. LEXIS 19930, at *18-19 (D.R.I. Nov. 16, 1994)(R.I. Gen. Laws § 6A-2-725)
Pirri v. Toledo Scale Corp., 619 A.2d 429, 431 (R.I. 1993)
Pre-Judgment Interest Late Notice Public Policy Bar Independent CounselAtty's Fees/Decl. Relief Action
12%Notice-prejudiceBar to indemnity and defenseMay choose own counsel, but must be approved by insurerRecoverable
(R.I. Gen. Laws § 9-21-10)Avco Corp. v. Aetna Cas. & Sur. Co., 679 A.2d 323, 328-29 (R.I. 1996)Foxon Packaging Corp. v. Aetna Cas. & Sur. Co., 905 F. Supp. 1139, 1146 (D.R.I. 1995)Employers’ Fire Ins. Co. v. Beals, 240 A.2d 397, 404 (R.I. 1968)Insurance Co. of N. Am. v. Kayser-Roth Corp., 1999 R.I. Super. LEXIS 66, at *162-63 (R.I. Super. Ct. July 29, 1999)