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TENNESSEE
CHOICE OF LAW
| Choice of Law | Admission of Extrinsic Evidence | Insurer Allocation | Pre-Tender Fees | Statute of Limitations |
|---|---|---|---|---|
| Lex loci contractus | Facts set forth in the pleadings alone | If one claim is potentially covered, must defend entire suit | Not Addressed | 6 years |
| In re Estate of Davis, 184 S.W.3d 231, 234 (Tenn. Ct. App. 2004) | Appel Corp. v. St. Paul Fire & Marine Ins. Co., 930 S.W.2d 550, 553 (Tenn. Ct. App. 1996) | American Indem. Co. v. Sears, 195 F.2d 353, 356 (6th Cir. 1952) | (Tenn. Code Ann. § 28-3-109) |
| Pre-Judgment Interest | Late Notice | Public Policy Bar | Independent Counsel | Atty's Fees/Decl. Relief Action |
|---|---|---|---|---|
| 10% | Notice-prejudice | Bar to indemnity and defense | Insurer has right to choose even if in-house counsel | Recoverable |
| (Tenn. Code Ann. § 47-14-103) | Alcazar v. Hayes, 982 S.W.2d 845, 856 (Tenn. 1998) | Stepp v. Hill, 1993 Tenn. App. LEXIS 380, at *7 (Tenn. Ct. App. May 28, 1993) | In re Petition of Youngblood, 895 S.W.2d 322, 328-29 (Tenn. 1995) | Reliance Ins. Co. v. WSN Leasing, Inc., 1997 Tenn. App. LEXIS 492, at *8 (Tenn. Ct. App. July 16, 1997) |